1. INTRODUCTION


This is an Agreement between Jamie Lord, in her capacity as owner of Redwood Circle, LLC (“Coach”)
And You, the Participant, (“Client”) for group coaching services via Aflowglow Group Program.

These Terms & Conditions constitute a binding agreement between you and Redwood Circle, LLC . By purchasing or participating in our courses, you accept and agree to these Terms & Conditions in full.

This Agreement has been
reached after an offer and acceptance was made to Client and in exchange for adequate consideration.
Redwood Circle, LLC is a company that provides individuals with education, strategies and support to as
they move through mid-life. Redwood Circle, LLC offers a 7-week group coaching course, Afterglow] (the
“Program” or “Group Program”).
The purpose of the Program is to teach Client certain strategies to address physical discomforts and
develop self-care rituals and practices during perimenopause and also to form a coaching relationship
between the Coach and the clients in the Group Program. This will be done through weekly workshops
and interactions between the Coach and Client throughout the Term of this Agreement.
Through rendering payment, you ("Client") agree to the following terms in their entirety:

2. TERM

This Term of this Agreement shall be seven (7) weeks, from September 22, 2025 (“Start Date”) to
November 3, 2025 (“End Date”).

3. DISCLAIMER + COACHING DEFINITION

For the purposes of the Program, the Coach is not an employee, medical professional, nutritionist,
psychiatrist, psychologist, therapist, one-on-one coach, counselor, or other agent of Client’s business.
Client understands that coaching is working with the Coach to help Client think through and analyze
decisions and assist Client with finding her own direction. The Coach may offer her opinion regarding
decisions, but it is the responsibility of Client to make the final decision and choose the best
option for his/herself.
Coaching Services defined: The Coach is a holistic perimenopause and mindset coach, who offers the
following Coaching Services as part of the Group Program: assisting Clients to discover her own rituals
and practices to best navigate their perimenopause journey.

Coaching Services do not include: 1) therapy sessions in the form of psychotherapy, psychoanalysis, or
behavioral therapy; 2) medical advice 3) legal or financial advice; or 3) one-on-one Coaching Services.
Client hereby acknowledges that holistic perimenopause and mindset coaching are subjective services
and Company’s methods to provide this service may change in terms of style and/or technique. Company
and/or Coach may use its personal judgment to provide the Program services to Client, even if these
methods do not follow strict adherence to Client’s suggestions.
Client hereby acknowledges that Client is solely responsible for the amount and type of results and/or
other income that Client generates by implementing techniques and advice provided by Coach. Client
agrees that she is solely responsible for any personal decisions and indemnifies Coach from any liability
regarding said decision.

4. COACH’S RESPONSIBILITIES

Coach promises to offer Coaching Services (as defined in Section 3) as part of the coaching Program.
Coaching Services include six (6) 90-minute group coaching sessions via Zoom, which will take place
each week during the Term of this Agreement and one (1) optional breathwork session on a date
determined in the course of the program. Coach may also provide educational support materials, such as
workbooks and/or video modules, to assist the Client in better understanding the techniques and
strategies discussed in the weekly calls. The Coach also agrees to provide additional feedback in the
form of a private group hosted on Telegram created exclusively for the Group Program Clients.

5. CLIENT’S RESPONSIBILITIES

Coach’s Program has been developed for educational purposes only. Coach has established her
proprietary Program in order to educate and inspire Client to pursue his/her personal goals. However,
Client hereby acknowledges that Coach does not guarantee Client’s goals, whatever the goals may be,
will be reached by completing and implementing the advice and techniques in the Program. Client
accepts and agrees that Client is 100% responsible for his/her results from the Program. Client
acknowledges that, as with any business endeavor and investment, there is an inherent risk associated.
As such, Client agrees there is no guarantee that Client will attain his/her goals by simply completing the
Program.
Nevertheless, Client acknowledges that he/she can optimize her potential results from the Program by
adhering to the following:
● Completion of all Program material, including assignments and worksheets if applicable;
● Thoughtful and meaningful participation in all group coaching calls with Coach;
● Utilization of Coach’s feedback within the Group Program’s privateTelegram Group;
● Completion of all assigned work, material, and research between each coaching call;
● Committing to the Program;
● Attending each coaching call at the scheduled date, on time or on replay as available/needed;
● Taking 100% responsibility for Client’s results, 100% of the time.

6. RESCHEDULING POLICY

A big component of success is discipline and commitment. In order to achieve optimal results under this
Program, Client should commit to the schedule as follows:
· This is a two-month and a half (2 1/2-month) Program, consisting of six (6) weekly ninety-
minute (90-minute) group coaching calls.
· Coach understands that sometimes, “life happens.” However, Coach does not provide
“make-up calls” to any Group Program clients that are absent for a weekly group call, nor does
Redwood Circle, LLC] provide any refunds or discounts for Client’s failure to attend any call or
complete any portion of the Program.

7. REFUND POLICY

All sales are final for this course. Due to the inherent nature of educational programs and the electronic
transmission of same, there are no refunds.

8. PAYMENT & FEES

Client has two payment options to purchase the Program: A) a one-time fee, due in-full before the
Start Date; or B) a two-month payment plan, outlined below. NOTE: A partial payment of one installment
of the payment plan shall be treated as a commitment to pay the entire fee for the Program. By submitting
a partial payment, Client understands that he/she is contractually bound to make all payments in the
timeline outlined in Section 8(B). Client hereby agrees to pay in accordance with one of the following
plans:
A. ONE-TIME FEE:
● One (1) payment of five hundred fifty-five US Dollars ($555.00 USD), which is due immediately
upon execution of this Agreement. No Coaching Services shall commence under any
circumstances until full payment is rendered by Client; or
B. PAYMENT PLAN:
● Three (2) payments of two hundred seventy-seven and fifty cents US Dollars ($277.50.00 USD) totaling five hundred fifty-five US Dollars ($555.00 USD), which shall be paid in accordance with the schedule below
in order to avoid late fees;
● The first payment of $277.50 is due immediately upon signing and executing this Agreement;
● The second payment of $277.50 is due within thirty (30) days of the Start Date of this Agreement;
● Late Fees – Coach understands that, from time to time, there are issues with payment. All
payments must be received by Coach within ten (10) days of the due date for that installment.
Any payments not received within 10 days of their due date shall be subject to a late fee of
$25.00 USD. Any payments not received within 15 days of their due date will result in Client’s
breach of this Agreement and may result in termination of Coaching Services.

9. TERMINATION

Coach is committed to providing quality service to all Clients. However, from time to time, situations arise
that require the Coach to terminate the Agreement before the Term ends. As such, Coach reserves the
right to terminate the Agreement “for cause” at any time during the Agreement, which includes, but is not

limited to, the following causes: 1) Client fails to follow Program guidelines; 2) Client is abusive or
harasses Coach or other members of the Program; 3) Client refuses to pay or does not pay within the
schedule outlined in Section 8 above; 4) Client proves to be difficult to work with; or 5) for any other
legitimate business purposes in the best interest of Coach. If any of the following causes trigger Coach to
terminate the Agreement, Client is still liable to pay the entire cost of the Agreement.
Client dissatisfaction with Company and/or Coach’s subjective teaching style, independent judgment,
methods, or other techniques are not valid reasons for termination of this Agreement or request of any
monies returned to Client. Even if Client does not complete all portions of the Program, Client is
nevertheless responsible for all payments due and owed under this Agreement by making the first
payment of the Program at checkout and executing this Agreement.

10. CONFIDENTIALITY, INTELLECTUAL PROPERTY, LIMITED LICENSE

Confidential Information -
Redwood Circle, LLC takes pride in its proprietary information included in each Program. As such, Client
agrees and acknowledges all Confidential Information shared through this Program and by the Coach is
confidential, proprietary, and belongs exclusively to Redwood Circle, LLC.
“Confidential Information” includes, but is not limited to:
● Any systems, sequences, processes or steps shared with Client;
● Any information disclosed in association with this Agreement;
● Any trade secrets in connection with the Program or Redwood Circle, LLC business practices.
Group Container -
From time to time, participants in the group Program may share sensitive, personal or otherwise
confidential information. By participating in this Program, Client understands and acknowledges this, and
agrees to keep all information discussed as part of the group Program (amongst other Program
participants) confidential.
Testimonials -
Coach also agrees to protect Client’s Confidential Information. However, from time to time, Redwood
Circle, LLC may use general statements about Client’s success as social proof and part of its marketing
strategy. By signing this Agreement, Client agrees to Coach sharing Client’s success stories as
testimonials on Coach’s website and/or social media.
Intellectual Property -
This Program, content and products contain intellectual property owned by Redwood Circle, LLC. This
Agreement is intellectual property owned by Redwood Circle, LLC. Other examples of intellectual
property found on our website and within our products and Services include, but are not limited to:
trademarks, service marks, layout, logos, business name, design, text, written copy, certain images,
podcast recordings, videos, audio files, and all of our paid products (collectively referred to as “Intellectual
Property”). You shall not copy, publish, transmit, transfer, sell, create derivative works from, reproduce, or
in any way exploit any of the Intellectual Property owned by Redwood Circle, LLC described within this
Section in either whole or part without prior written consent.

Limited License -
Redwood Circle, LLC grants only a limited, personal, non-exclusive and non-transferable license to Client
to use the Intellectual Property for your personal and internal business use. You acknowledge that any
and all products or Services that you download are for your own personal and internal business use. You
shall not copy, reproduce, transmit, modify, edit, create derivative works from, alter, sell, or share
with others any products or parts of the Program without prior written consent or unless provided
otherwise.
If the Client is also a business owner in a similar industry, Client must not misappropriate any of
Coach’s intellectual property and proprietary information in the following manner:
● Teaching Client’s personal clients any of the information, methods, solutions, or formulae owned
by Coach and passing it off as her own;
● Copying any of Coach’s course material for Client’s personal use;
● Copying, publishing, transmitting, transferring, selling, creating derivative works from,
reproducing, or in any way exploiting any of the Intellectual Property owned by Coach in either
whole or part without prior written consent.

11. INDEMNIFICATION / LIMITATION OF LIABILITY

Client hereby acknowledges that neither Coach nor Redwood Circle, LLC] is liable for any injuries that
may arise from Client’s personal decisions based off of his/her participation in this program, including but
not limited to: a decision to leave a job, a decision to invest in an opportunity, a decision to start a
business, any of Client’s business decisions, any of Client’s financial decisions. Client hereby agrees to
indemnify and hold harmless both Coach and Redwood Circle, LLC of any claims that may arise after
participation in the Program.

12. MISCELLANEOUS

A. Amendments - We reserve the right to amend this Agreement from time to time. Any
amendments must be agreed in writing and executed by both parties.
B. Headings & Severability - Headings are included for convenience purposes only and shall not
affect the construction of this Agreement. If any portion of this Agreement is held to be unenforceable, it
shall not affect the remaining portions of the Agreement, which shall remain in full effect. If any portion of
this Agreement is held to be unenforceable, then the unenforceable portion shall be construed in
compliance with applicable law in a light most favorable to the original intentions of the parties. If the
unenforceable portion of the Agreement is found by a competent court of this jurisdiction to be contrary to
law, then it shall be changed and interpreted to best reflect the original intentions of the parties, and all
other provisions shall remain in full force and effect.
C. Entire Agreement - This Agreement reflects the entire agreement between the parties. This
Agreement trumps any other existing negotiations, communications or Agreements between the parties,
whether written, oral, or electronic, and is the full extent of the Agreement between the parties.
D. All Rights Reserved - All rights not expressly granted in this Agreement are reserved by us.
E. Governing Law - Redwood Circle, LLC is located in the United States and is subject to the
applicable laws governing the United States. The governing law for this agreement is the laws of Georgia.

F. Arbitration - Any disputes arising under this Agreement shall first be resolved through a binding
arbitration.
G. Execution - This Agreement may be signed in counterparts. Signatures sent via facsimile and
electronic signatures shall be deemed valid.

By checking the box during checkout, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.
BREATHWORK

(“CLIENT”), agrees to engage Jamie Lord,
owner, Redwood Circle, LLC (“COACH”) to provide certain services, which may include the
following holistic practices and techniques:
· Breathwork Techniques, which Merriam-Webster defines as “conscious,
controlled breathing done especially for relaxation, meditation, or therapeutic purposes”;
(collectively referred to as “Breathwork Services” or “Services”).
Although COACH is trained to perform the above Breathwork Services, COACH is not a
licensed therapist, medical professional or other mental health care provider; in order to get
medical advice, Client must see a doctor. COACH does not represent the Services as any form
of health care or psychotherapy, and despite research to the contrary, by law COACH may
make no health benefit claims for said Services. However, these holistic practices are client-
centered disciplines, in which COACH is highly trained to assist Client to accomplish their goals,
whatever they may be, using the Services described above. Nevertheless, the Services may not
be regulated by any government or administrative body. COACH also does not provide any type
of therapy services, despite the word “therapeutic” being included in the common definition of
breathwork; the type of Services utilized by COACH are non-therapeutic in nature and are
designed to supplement treatment and/or advice from licensed medical and mental health
providers. Nothing in the Services shall be construed as a substitute for the treatment or
advice of a doctor or other licensed medical professional.
Breathwork Disclaimer: COACH does not represent the Services as any form of health care or
psychotherapy, and despite research to the contrary, by law COACH may make no health
benefit claims for said Services. Client hereby acknowledges that breathwork is not a substitute
for medical care, as breathwork neither diagnoses nor treats any medical conditions. Instead,
breathwork provides tools for you to complement your medical or other treatments. If any
medical symptoms persist or progress, even acutely, you hereby agree to inform your medical
provider immediately and seek medical attention. You also hereby agree to notify COACH with
any updates to your medical condition after beginning Services and to indemnify COACH of any
health issues that may persist or progress whilst working with COACH.

Results Disclaimer: Client also acknowledges that COACH cannot and does not guarantee
that implementation of the Coaching Services and Program will provide Client with an ideal
resolution and/or perfect life. Throughout the Services, COACH may help Client think through
and analyze decisions and assist Client with finding his/her own direction. The COACH may
offer her opinion regarding decisions, but it is the responsibility of Client to make the
final decision and choose the best option for his/herself. Client also agrees that he/she is
solely responsible for any personal and/or professional decisions and indemnifies COACH from
any liability regarding said decision. If, at any point during the Services, you feel any adverse
effects from any of the Services and/or techniques defined above, you hereby agree to
immediately disclose said effects to COACH and your medical service provider.
Confidentiality Statement: Client understands that some of Client’s personal and confidential
information may be disclosed to COACH, as COACH administers the Services. Likewise, if
Client engages in a group setting for the Services, Client understands that some of Client’s
personal information may be disclosed to other clients. Client agrees to keep all other clients’
personal information strictly confidential to preserve the experience for the group. COACH
hereby agrees to keep all of Client’s personal information confidential and for internal purposes
only. However, COACH may use some general statements about Client’s progress as
testimonials and on COACH’s website and/or marketing materials. Client may choose to remain
anonymous in said testimonials upon prior written consent to COACH.


By checking the box during checkout, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.